Next-gen payments for ambitious retailers and fintechs
Merqpay builds infrastructure that helps banks, fintechs, and merchants launch scalable digital payment products—faster, safer, and without legacy constraints.
Merq Core
Foundational payment engine for fintechs and processors
A modular backend stack to power instant payments, and custom settlement schemes.
For: Banks, national schemes, fintech platforms
Features: Smart routing · Tokenised authorisation · Real-time settlement · Offline fallback
Merq Wallet
Launch branded wallets and loyalty programs—fast
Everything you need to deploy mobile wallets with embedded payments, rewards, and digital ID.
For: Retailers, PSPs, FMCG brands, transport operators
Features: Apple/Google Wallet integration · In-app loyalty currencies · Geofenced push campaigns
Merq Tap
Accept in-person payments—anywhere
Flexible Point of Sale solutions: from tap-to-pay on Android to traditional terminals.
For: Courier fleets, events, SMBs, field sales teams
Features: SoftPOS & mPOS support · EMV-level security · Fiscal-ready POS · Multi-merchant onboarding · E-receipts
